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Hurricane Preparedness: Prep & Protect your Property
6/1/2020 1:00:00 PM

Prep & Protect your Property


Outdoors:

  • Whether you shelter in place or evacuate, your home will need some simple preparation to help protect it from hurricanes and their aftermath.
  • Remove weak or dead limbs from trees and shrubs to prevent these items from becoming projectiles in high winds.
  • Ensure you have hurricane shutters, or 3/4-inch-thick outdoor plywood boards for each window of your home. Pre-drill holes in the plywood (experts recommend the holes be 18 inches apart) and keep the plywood off the ground in a shed, crawl space, or attic until needed. Store screws and screwdriver nearby for convenience.
  • Trimming trees and shrubs away from your house helps make them more wind resistant and lessens the likelihood of them damaging your house. 
  • Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
  • Purchase a portable generator for use during power outages. 
  • If a hurricane is imminent, secure or bring indoors any outdoor furniture, garbage cans, or other items that could be blown by high winds.


Indoors:

  • Prepare an interior room preferably, or a room with no windows, as an emergency shelter.
  • Verify your home and flood insurance is up to date and review the policy.
  • Create a "Home Inventoryā€¯ using a video recorder, notepad and camera, checklist, or inventory app. Keeping track of your belongings with an inventory list makes it easier to assess your insurance coverage and needs. A home inventory can also help facilitate the claim process if your property is damaged by a covered loss due to a hurricane. Your home inventory should note each item and its value. Consider the contents of closets, drawers, and cabinets. Keep all receipts, especially for big items such as jewelry and furs. Valuable items may need separate insurance coverage. Update your home inventory after making any significant purchases and store the list, photographs, and video tapes in a waterproof place off the premises.

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