Money & Career
Money & Career
Whether you looking to land the perfect job or find out about the best way to save money, our Money & Career section is packed full of helpful, current topics each month.
 


12/1/2019 1:00:00 PM

Remember the old adage "It’s better to give than to receive”? 

With proper planning, it’s possible to do both at the same time. Your financial goals may include giving to the causes that are most important to you. During this season of giving, we encourage you to expand your giving philosophy and realize that giving can benefit you as well as your beneficiaries. The following articles provide strategies and tips to show you how to make the world a better place with your time and resources. 


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12/1/2019 1:00:00 PM

From January to November each year, a local retiree is known as Bob Nordan. But come the holiday season, he’s better known as Santa Claus! 


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12/1/2019 1:00:00 PM

Founded in 2017, Alliance for Positive Growth (APG) is a dedicated, grassroots group of professionals in real estate, development, construction and other interested parties who work together to promote strong, beneficial growth in Southwest Louisiana. They recently initiated a series of Public Servant Panel discussions with area leaders for the purpose of sharing information and fostering communication for the benefit of our region. The inaugural event was held in late October and featured Mayor Nicholas Hunter and several other Lake Charles civic government officials, where they discussed upcoming projects. "The purpose of the panel is to develop open dialogue between public officials and business owners. One where government representatives can share projects they feel need more awareness, while making themselves available to respond to questions from local professionals,” says Faith S. Hooks, APG Executive Director.


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11/1/2019 11:00:00 AM

"Leadership goes beyond a job title and a respectable annual salary; it is determined by the impact one makes on the lives of others,” says Abbie Myers, Administrative Loan Assistant with First National Bank DeRidder and nominator of one of this year’s Leading Ladies in Business. 

Indeed, our 2019 Leading Ladies have collectively impacted the lives of countless people, through their professions, families, and their community volunteer efforts. They work hard and set the bar high on the measure of success. This year’s list of Leading Ladies work in a wide variety of occupations – banking and finance, healthcare, law, marketing, petro-chemical industry, and non-profit. Read on for inspiration and advice from these exceptional women.


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10/1/2019 1:00:00 PM

Unfortunately, personal finance is not a required subject in most high schools or colleges. This lack of basic financial education leaves many young adults clueless about how to manage their money, apply for credit, and how to get or stay out of debt. To help you get started, we’ll look at eight of the most important things to understand about money if you want to live a comfortable and prosperous life.


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10/1/2019 1:00:00 PM

As a teen or young adult today, you’re tech-savvy when it comes to living and learning. 

If you want to achieve success, you need to be money-savvy too. ‘Fintech’ (financial technology) apps can strengthen your money management skills and simplify your finances, allowing you to stay focused on personal, career, and life goals. SageVest Kids looked at some of the best financial apps for teens and young adults. 


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10/1/2019 1:00:00 PM

The yin and yang of emotions and logic are present in many decisions we make. We spy a sweater in red, our favorite color, and we must buy it. That perfume has a hint of vanilla and reminds us of Grandma’s cookies, warm from the oven and before we know it, the perfume is purchased.


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9/1/2019 1:00:00 PM

Most Americans are pessimistic about how well off they’ll be financially when they reach retirement. A recent Gallup poll showed that only 48 percent of Americans expect they will have enough money in retirement. Those in their 50s were the least optimistic, with 42 percent in that age group saying they expect to live comfortably in retirement.


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9/1/2019 1:00:00 PM

Americans are concerned about the odds they will enjoy a secure retirement, and those concerns flow across generational lines. Research by the nonprofit Transamerica Center for Retirement Studies reveals that 45 percent of Baby Boomers expect to experience a reduced standard of living in retirement. Meanwhile, 83 percent of Generation X workers anticipate they will have a harder time achieving financial security than their parents did, and only 18 percent of Millennials foresee a comfortable retirement.


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9/1/2019 1:00:00 PM

Traditional wedding vows usually include the phrase "till death do us part,” but it’s not a part of the ritual most couples want to dwell on. Financial professionals, though, say ignoring the eventuality of death is unwise when it comes to a couple’s decisions about retirement and money. "The decisions you make today can affect your spouse’s financial situation after you pass away,” says Peter Bombara, CEO and founder of PCB Financial Advisor.


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8/1/2019 1:00:00 PM

Calcasieu Parish employs over 5,000 people, all working toward one goal – to educate our children. And that figure doesn’t include charter and parochial schools! As we begin a new school year this month, we want to celebrate the profession of educators at large. They perform an incredibly vital role in our community and we appreciate them; all of them! This feature is but a small microcosm of the educational excellence our parish has to offer. There are hundreds of teachers and support personnel who are equally worthy of recognition. We wish we could tell all their stories! For now, we highlight these seven. And we hope all the educators, students, and parents have a wonderful school year!


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8/1/2019 1:00:00 PM

The Calcasieu Parish School Board is excited to offer a pilot program, Educators Rising, next school year for high school students interested in the field of education. In its first year, this pilot program will be offered at both Barbe High School and Sulphur High School.


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8/1/2019 1:00:00 PM

If you’re like many other high school seniors across the country, you might be busy sending out college applications and writing the requisite essays. While you’re filling out the forms, it’s important to be aware that there is a lot of misinformation out there regarding college applications and admittance. Consider these five myths and put them in your mental trash folder.


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7/1/2019 1:00:00 PM

Retaining the services of a lawyer may not be something you think about every day, but there are times in everyone’s life when seeking legal counsel is advisable. In this special law section, you’ll find useful information on what the various types of lawyers specialize in and a breakdown of the top ten reasons to hire a lawyer. Our July First Person features Jennifer Jones, Cameron Parish District Attorney – she has a fascinating and inspiring life story. And if you’ve ever wondered what our elected officials do day-to-day, read A Day in the Life of a Louisiana State Senator, featuring Senator Ronnie Johns.


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7/1/2019 1:00:00 PM

The first step is the hardest. That’s certainly true when it comes to investing money. Where, how, when, for how long, what if I lose the little I have? These are some of the questions floating around, making many of us want to shelve the idea and go back to sipping our café au laits. 


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7/1/2019 1:00:00 PM
A typical American family of four insured by the most common employer-sponsored health plan spent a minimum of $28,000 on healthcare in 2018, according to the annual Milliman Medical Index report. This was an increase of $1,222 from 2017 and includes the average cost of health insurance, as well as deductibles and out-of-pocket expenses.
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7/1/2019 1:00:00 PM

As the sun comes up in Baton Rouge, Senator Ronnie Johns has already had his first cup of coffee, logged into the legislative website and reviewed the calendar for the day to see what bills will be heard on the Senate floor and in the various committees on which he serves. By 7:30 a.m., he leaves the small townhouse he calls home while working in Baton Rouge and arrives at the State Capitol to start a 12 – 15 hour day of work. 


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6/1/2019 1:00:00 PM

Getting that first job is a big accomplishment as it gives financial sustenance and the opportunity to make your mark in the working world.  A lot of time and effort is put into getting the job, and the interview advice can be rampant. Advice runs the gamut of how to format your resume, to what suit to wear. This is all very helpful, but what happens when you actually get the job? Your first job is typically full of unchartered territory and can throw curve balls full of unexpected situations. These situations aren’t something your college courses prepare you for, but real life will.


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6/1/2019 1:00:00 PM

Is there a young adult in your life; a recent graduate or a 20-something starting out on their own? Likely, you want to help them get off to a good start. What can you give a young person that would be useful and meaningful? Cash may seem too impersonal. Furniture or small kitchen appliances may not be their personal style.


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6/1/2019 1:00:00 PM
Lotte Chemical USA and Westlake Chemical Corporation hosted an official opening ceremony on May 9, 2019, for their joint-venture Ethylene and the Lotte Chemical world-scale Ethylene Glycol (EG) Production Facility near Lake Charles, Louisiana. 
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5/1/2019 1:00:00 PM

What do you want to be when you grow up?

Kids hear this question all the time, and most of them quickly respond with at least a career or two. As we grow older, though, many of us become less certain about what we want to do with our lives. This is, in part, why college students switch majors and why people experience mid-career slumps.


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5/1/2019 1:00:00 PM

Ah, the credit score – that little three-digit number that influences so much:  interest rates, insurance prices and possibly where you live. There are many ways to improve or impair your credit score, but knowing the ins and outs of it can help you get (and keep) the score you want.


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5/1/2019 1:00:00 PM

What would happen if you were hit with an unexpected medical bill, a layoff, or your adult son or daughter needed a quick loan to get out of a financial jam? According to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2017, 40 percent of respondents said they wouldn't be able to cover a $400 emergency expense. Nearly 80 percent of American workers say they live paycheck to paycheck.


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4/1/2019 1:00:00 PM

Women control more than 51 percent, or $14 trillion, of American personal wealth. They earn more college degrees. In the past three decades, their average income has soared over 65%.


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4/1/2019 1:00:00 PM

Both traditional and Roth IRAs can be effective retirement savings tools, but eligibility limitations mean one or both may not be right for you. Here’s a guide to help you choose.


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3/1/2019 12:00:00 AM
Southwest Louisiana continues to lead the state in job growth in 2019 – a trend that is projected to continue. Remarkably, Lake Charles has the fastest job growth for medium-sized markets in the nation, according to Business Facilities Magazine. Southern Business & Development Magazine named our region the "Small Market of the Year" for the eighth year in a row. Why? The many large industrial projects that are in progress and soon to come – to the tune of $109 billion and 18,000 new permanent jobs! The future looks bright, Southwest Louisiana!
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3/1/2019 12:00:00 AM
For over 50 years, Larry DeRoussel has been a pivotal part of industry in Southwest Louisiana. From his work as a plant manager to his current role as director of the Lake Area Industry Alliance (LAIA), Larry has seen firsthand the unprecedented growth in our region. As he prepares to retire this year, Thrive visited with him about his robust career.
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3/1/2019 12:00:00 AM
Bank or credit union:  where should you put your money? Are there advantages to dealing with one over the other? Knowing the differences – and similarities – of these financial institutions can help you decide where to deposit your hard-earned cash.
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2/4/2019 1:35:30 PM
When it comes to caring for the elderly, initial thoughts turn toward preventing physical and mental abuse. While shielding against those two forms of abuse is important, there’s another form of abuse that’s actually more prevalent. Recent studies show that financial exploitation of the aging population is a crime on the rise, with 90% of the perpetrators having a personal relationship with the victim.
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2/4/2019 1:32:55 PM
The average life expectancy for Americans has increased to 78.7 years, which means many people have more years to enjoy the company of their aging parents. But all is not rosy. Those extended years also increase the odds that parents might deplete their financial resources or suffer from dementia and be unable to make their own financial decisions.
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2/4/2019 1:29:07 PM
Anyone who’s spent any time in the Lake Charles region in the last few years is surely aware of the construction boom. From massive industrial projects to the wide variety of residential construction, the evidence is hard to miss.
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2/4/2019 1:26:41 PM
The U.S. tax code is notorious for its complexity. Even so, millions of Americans do their own taxes every year. If you’re one of them but you’re considering hiring a tax preparer this year, you might wonder what you should expect.
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1/3/2019 12:10:37 PM
It’s easy to hear the words "financial life planning” and dismiss it as something you don’t need until your life becomes more complicated or until you have amassed millions. But what if I it’s actually something you need in order to prevent a complicated life and build your wealth?

1/3/2019 12:07:56 PM
After the holiday shopping frenzy, when many Americans have overspent, it’s not surprising that financial goals top the list of most New Year’s resolution lists.
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1/3/2019 12:05:41 PM
When setting up your financial portfolio, you may wonder whether you are choosing the right mix of investments. You’ve probably heard that owning a well-diversified portfolio is key – but what does that mean?
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11/30/2018 12:06:03 PM
Automatic teller machines are a fact of life for most of us. But when it comes to our money, it’s wise to play it safe. Consider the following tips when using an ATM.
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11/30/2018 12:01:30 PM
A tipping guide to get you through the holidays.
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11/30/2018 11:57:44 AM
This time of year can be pretty hectic for most people, and chances are, the last thing you want to think about right now is your taxes. Even so, it’s a good idea to take a little time to consider what you might be able to do as the year winds down to save on taxes.
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10/30/2018 1:34:21 PM
Phantom power, also known as standby power, vampire power, or phantom load, is the energy used by certain plugged-in appliances and electronic devices, even when they are in standby mode or turned off. The most common culprits include household favorites such as electronics with remote controls, built-in clocks or timers, and instant-on features such as televisions, computers, printers, video game consoles, and DVD players.
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10/30/2018 1:29:43 PM
We walk, jog, hit the gym and eat right for the sake of our physical fitness. But what about our fiscal fitness? We can sock away money, manage our finances and stick to a budget in the same healthy spirit of self-improvement.
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10/30/2018 1:25:40 PM
In today’s competitive business climate, you’ve got to work harder than ever to stay relevant in any industry. You need to perform at a higher level than ever before, achieve better results, quickly recover from missteps, and garner the confidence to thrive in times of uncertainty. In other words, you need a modern-day skill set that gives you an edge over your competitors and helps you efficiently reach your goals.
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10/2/2018 1:37:09 PM
Several recent statistics indicate that Millennials, those born between 1981 and 1996, aren’t investing in the stock market. The percentages vary from study to study, but all agree that more than half of the Millennials population shy away from putting their dollars to work for them on Wall Street. The children of the stock-loving Baby Boomers who helped fuel the thriving market in the 1990s, haven’t yet developed a solid relationship with the market like their parents did.
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10/2/2018 1:30:58 PM
Texas native, Emmy Award-winning broadcast journalist, and television host Tamron Hall will be the Keynote Speaker at this year’s Women’s Commission of SWLA Fall Conference, October 18, at the Lake Charles Civic Center. Hall is best known as a co-anchor on the Today Show from 2014 – 2017. 
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10/2/2018 1:26:35 PM
For most people, family life and professional life are two entirely separate things. Dustin Granger and Danielle Granger Nava aren’t most people.
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8/28/2018 11:26:45 AM
Self-employed business owners, freelancers, and independent contractors may be familiar with settling in at the library or a local coffee shop to work on a project. But sometimes their needs exceed what those locations can provide. If they lack a brick and mortar office, they may need a professional place to work. For these people, co-working spaces offer a solution. 
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8/28/2018 11:22:54 AM
Millennials came of age during the Great Recession of 2008, causing an influx of young people to move back home due to rising student loan debt and an inability to find stable employment. A common trend for Millennials is to delay typical rites of passage such as marriage, having kids, and homeownership, instead focusing on their careers and getting their financial lives in order.
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8/28/2018 11:05:44 AM
What do you think of when you hear the term "self-improvement”? If you’re like a lot of people, you might imagine working your way through giant stacks of self-help books, starting an intensive new exercise regimen, or devoting more time to charitable causes – all of which are certainly worthwhile ways to improve oneself.
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8/6/2018 11:33:48 AM
What’s in your wallet?  
Is it stuffed with crumpled currency and a wad of outdated, faded receipts?  Does loose change slide around the bottom of your purse and across the floor of your car?  If you answered yes, then it may be time to reassess your financial management skills.

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8/6/2018 11:25:57 AM
It’s no secret that many people avoid dealing with their finances in a responsible way. Even if your financial picture looks bright, procrastinating on money-related issues can cause you undue stress, anxiety, and unhappiness. And if you have serious money problems to contend with, avoiding them could cost you dearly someday.
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8/6/2018 11:22:03 AM
Two months ago, Lake Charles native Dr. Kim Hunter Reed took the role of Louisiana Commissioner of Higher Education. She has a three-year contract during which time she has big plans to improve conditions for Louisiana’s post-secondary schools and the students who attend them.
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7/4/2018 10:34:05 PM
Regardless of the circumstances which may take someone to a family law attorney, divorce and child custody cases almost always start in a negative place. "Divorce is emotionally, spiritually, financially, and physically draining,” says attorney Sean Corcoran, with Corcoran Family Law.
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7/4/2018 10:21:26 PM
Much like physicians or engineers, attorneys tend to be highly specialized. Just as you wouldn’t go to a cardiologist to have gallbladder surgery or want a chemical engineer to build the next I-10 bridge, you wouldn’t require the services of a criminal court lawyer to write up your will. It’s important to find a lawyer who is right for you, and that often depends on several factors. Follow these steps for your best legal outcome.
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5/31/2018 10:09:43 AM
One bit of conventional wisdom has it that to achieve success people must take a nose-to-grindstone, burn-the-midnight-oil approach. Personal happiness is an afterthought – if it’s a thought at all. But that’s the wrong way to look at things, says Scott MacDonald, a seasoned CEO and author of Saving Investa: How An Ex-Factory Worker Helped Save One of Australia’s Iconic Companies.
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5/31/2018 10:06:08 AM
When McNeese State University graduate Lindsey Johnson moved to Florence, Italy two years ago to work on a Master of Fine Arts from the Studio Arts College International (SACI), she knew that her days would be spent working long hours to prepare herself as an artist. 
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5/31/2018 10:01:30 AM
There’s a lot of competition in the business world. No matter how good your product is, you must continually come up with new ideas and marketing techniques to keep your product in the public eye, retain your clientele, and encourage new customers. Not an easy task.
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5/3/2018 10:08:12 PM
The digital age has transformed the American workforce in ways few imagined a generation ago. What began as interoffice email back in the 1990s has evolved to texting and instant messaging from a smartphone. The chirping, buzzing of the fax machine, once an office staple, has been silenced by PDF files that can be edited and signed with a digital signature.   
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5/3/2018 10:05:01 PM
Congratulations to the teens and tweens finding summer jobs. And cheers to those who work during the school year. But what happens to those paychecks and tips at the end of the month, or even at the end of the year? Some families depend on part of that money to make ends meet. For some, the money goes into an account for college or post high school plans. For others, who knows what happens to that cash beyond lattes, video games, and manicures?
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5/3/2018 10:01:43 PM
There are currently 436,867 small businesses in the state of Louisiana, accounting for 99.5% of all Louisiana businesses. They employ 910,366 employees – over 50% of Louisiana’s workforce. But small businesses can’t do their vital work without the support of the community they call home. It’s a symbiotic relationship. In turn, small business success contributes to community growth.
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4/2/2018 10:14:18 PM
Gender discrimination and bias in the workplace has a national stage right now. Many women have a story about a negative experience in her workplace, regardless of industry. It is prevalent, it is common, and it is nothing new.
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4/2/2018 10:09:59 PM
Mayor Hunter’s focus on the future of small businesses in this community is greatly due to the fact that he, too, is a business owner. This first-hand experience has prompted the Mayor to examine what can be done to ensure that this community has a new crop of individuals willing to embrace business ownership as a career path. As a result, Mayor Hunter has decided to share his experiences and what he has learned as both a young entrepreneur and a restauranteur with young people in the community.
Posted by Kimberly Dellafosse | 0 Comment(s) | Submit comment | Tell a friend
Categories: Career
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4/2/2018 10:06:07 PM
Not many people get excited when tax season arrives, but the end result of a mind-numbing day of entering W2s and itemizing deductions can be a hefty tax return in your pocket. When that return hits your bank account, no one has to tell you twice to start spending it, but there are better ways to invest, save, and responsibly splurge when you have a few extra dollar bills. Chad Miller, COO of Southwest Louisiana Credit Union, suggests following the 50-25-25 plan for your tax return.
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Categories: Finances
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3/5/2018 1:57:02 PM
When the Quality of Life Task Force (QoL) formed in 2014, Chair Matt Young and Alliance staffer Amanda White had one thing in mind – to make our region better in small steps that would radiate outward to bigger changes.
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3/5/2018 1:50:52 PM
Appointed two years ago by newly-elected Governor John Bel Edwards to the post of Secretary of Louisiana Economic Development (LED), Don Pierson wasted no time getting down to business. He had the background for the job, bringing more than 27 years of economic development experience with him.
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3/5/2018 1:32:49 PM
Here in Southwest Louisiana, we often hear about the significant number of new projects in the region. Indeed, the numbers are impressive! A 2016 figure from the national Bureau of Economic Analysis indicates the local Gross Domestic Product (GDP) grew 8.1 percent, one of the fastest growing in the nation for metropolitan areas with populations less than two million.
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1/31/2018 5:24:50 PM
Navigating a career change can be tricky and frustrating. Whether the shift was planned or unexpected, it’s never as easy as you want it to be. Simply changing jobs can be tricky and tiring, but changing careers – especially into a new field or new focus – can be twice as tough! 
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1/31/2018 5:20:22 PM
Whether you’re chasing a dream job, sending out applications to multiple locations, or feeling completely clueless about the work market, preparation for an interview is the key to achieving a successful outcome. Before the big meeting, review these tips to increase your confidence and impress your potential new employer.
Posted by Sylvia Ney | 0 Comment(s) | Submit comment | Tell a friend
Categories: Career
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1/31/2018 5:16:45 PM
As a young person, you’ve probably wondered how to best protect and build your credit. It seems that everything these days requires you have a good credit rating. From rental applications to buying a cell phone, your credit score comes up with some frequency.
Posted by Keaghan P. Wier | 0 Comment(s) | Submit comment | Tell a friend
Categories: Finances
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1/5/2018 3:44:31 PM
Imagine a typical weekday -- it’s already noon, and you haven’t checked a single item off your to-do list. Sound familiar? No worries. With just a few tweaks to your morning routine, you can learn to make the most of every minute.
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1/5/2018 1:41:47 PM
With mini-computers, aka smart phones, in our purses or back pockets, managing our money and making payments are only a couple clicks away. Most apps manage a user’s online payments by linking the user’s bank accounts and cards to an app account with its own balance.
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1/5/2018 1:27:15 PM
It’s that tedious task everyone dreads but we all must endure – taxes. While we understand it’s not your favorite subject, we’d be remiss if we didn’t try to help you through the process with expert advice and valuable resources. In this section, you’ll find hints on choosing a tax preparer, tips to avoid an audit, and a heads up on tax season scams.
Posted by Andrea Mongler | 0 Comment(s) | Submit comment | Tell a friend
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12/1/2017 5:28:08 PM


Many think time is an untamable entity that creates stressful lifestyles. However, wibbly, wobbly time can be managed from day to day. These tips for time management may relieve your time-related stress.

Posted by Bailey Castille | 0 Comment(s) | Submit comment | Tell a friend
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12/1/2017 5:20:15 PM
Visiting with McNeese students this fall, I had a chance to share my experience in a STEM career and reflect on how the American spirit propels our success and prosperity as a nation and as individuals in our careers and communities. 

What do I mean by success? I am referring to our ability to make our way through uncomfortable places and difficult challenges in order to create something, to innovate, or to advance. Among the many contributors to success, three stand out in my experience.

Posted by Paula Gant, PhD | 0 Comment(s) | Submit comment | Tell a friend
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12/1/2017 5:09:47 PM
A lifetime of hard work may have rewarded you with a nice home and respectable bank accounts, but what happens to your assets once you’re gone? Perhaps you want to leave everything to your children. Maybe a charity, your church, or a cause you feel passionate about should get a portion. And what happens if, before you die, your mental capacity diminishes and you can no longer make decisions for yourself? Only thinking about your final wishes – or even discussing them with a close friend over lunch – isn’t enough.

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11/2/2017 1:25:36 PM
The first class of military veterans in the Louisiana Veteran Entrepreneurship Program began coursework at the program’s inaugural boot camp today, with Louisiana Department of Veterans Affairs Secretary Joey Strickland, Louisiana Economic Development Secretary Don Pierson, and other officials welcoming them at the Louisiana Business & Technology Center in LSU Innovation Park.

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11/2/2017 1:16:45 PM
In an uncertain economy, America’s small businesses have remained a symbol of hope – creating jobs, and supporting the communities around them. In the same spirit of Black Friday, and Cyber Monday, Saturday, November 25, 2017, the Saturday after Thanksgiving, is Small Business Saturday -- a day to support small businesses for all they do for the communities and economies in which they serve.
Posted by John O'Donnell | 0 Comment(s) | Submit comment | Tell a friend
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11/2/2017 1:14:17 PM
The holidays are quickly approaching and if you’re ready to sell your home, you’re in a tough position: Should you put it on the market now or wait until the holiday season — and maybe even winter — is over?
Posted by Andrea Mongler | 0 Comment(s) | Submit comment | Tell a friend
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10/2/2017 10:05:50 PM
Your personality dictates many of the things you choose to do socially, so factoring in the various facets of your personality when choosing a career seems like a no-brainer. Often, when students go to college or a trade school, they feel a bit lost in terms of making decisions that will affect the rest of their lives. Many choose to go into fields of study that will pay a bit more lucratively, or they choose a career based on their family’s input.
Posted by Lauren Atterbery Cesar | 0 Comment(s) | Submit comment | Tell a friend
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10/2/2017 10:02:00 PM
According to the Transportation Security Administration, there was over $531,000 worth of spare change left behind in the country’s airports just during 2012. Nearly every time we make a cash purchase, it results in spare change. Some of us let it jingle around in our pockets, while others drop it into the charity bucket next to the register, hoping it makes it to the featured charity. Even more of us let it pile up in our vehicles, waiting for a chance to put it to use. But what if that spare change, as small as it may seem, could actually add up to something big and make a difference in the world or give your family a fun vacation? 
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Categories: Finances
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10/2/2017 9:54:36 PM
Most 20-somethings struggle with budgeting. The process can be intimidating because young adults are often not well versed in financial literacy. Fortunately, financial experts and websites like www.feedthepig.org can educate young adults on fiscal knowledge and how to create a sustainable budget. Butch Ferdinandsen, financial planner with Ferdinandsen Financial Group, says the foundation of a good budget is to not spend more money than you earn.
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8/31/2017 3:41:58 PM
With only three months left until Christmas, you may be looking at your bank account and wondering if you can afford it this year. Consider these six steps to add merriment to your family holiday.
Posted by Sylvia Ney | 0 Comment(s) | Submit comment | Tell a friend
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8/31/2017 3:36:08 PM
Even with a local growing economy, finding a job that is right for you can be a challenge. The days of merely sending in an application, resumé, and cover letter to a potential employer and then waiting for the phone to ring have gone the way of dot matrix and dial-up.
Posted by Angie Kay Dilmore | 0 Comment(s) | Submit comment | Tell a friend
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8/31/2017 3:16:30 PM
It is a journey that crosses over many landscapes. From childbirths, job transitions, high school and college graduations, weddings, and beyond, planning for retirement can have many roadblocks, detours, and stops along the way. With good planning and tools in place, retirement planning can lead to great destinations. And, while starting early is recommended, people of all ages can benefit from planning for retirement, even if it is only a few years away. 
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8/3/2017 10:30:43 AM
For years, divorced couples have been surprised to discover that divorce papers didn’t separate their debt. They’re stunned by problematic credit reports reflecting their ex-spouse’s dodgy payment habits and angered when collection agents call for payment on debts that the ex was supposed to pay. The result can be an undesirable credit report for an otherwise responsible consumer.
Posted by Kristy Armand | 0 Comment(s) | Submit comment | Tell a friend
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8/3/2017 10:29:14 AM
The moment the average person feels like they’ve caught up on bills and everyday expenses, their car’s transmission might go out, or maybe it’s time for back-to-school shopping. When we graduate college and get our first real job, we hope that living paycheck-to-paycheck is behind us, but for many people in Southwest Louisiana, it remains a reality.
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8/3/2017 9:49:43 AM
You’ve paid the tuition and fees, chosen a meal plan, and outfitted the dorm room with all the necessities. But there’s one more major expense you may not have planned for – the college bookstore and that list of required reading material.
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7/5/2017 8:59:05 AM
As part of the CITGO STEM Talent Pipeline Program, CITGO has partnered with the Calcasieu Parish School Board (CPSB) and McNeese State University to bring Science, Technology, Engineering and Math (STEM) education to young minds through a hands-on learning experience called Engineering is Elementary (EiE).
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7/5/2017 8:55:19 AM
Finances may not be romantic, but it’s an important topic to discuss with your partner if you’re in a serious relationship or considering taking steps toward a serious relationship. One of the biggest financial mistakes couples can make is hiding financial information from one another. A 2016 survey by the American Psychological Association reported money as a top cause for stress among Americans. But financial discussions with your partner don’t have to be stressful. Below are stress-free tips to help you and your partner achieve and maintain financial success and stability. 
Posted by Felicite Toney | 0 Comment(s) | Submit comment | Tell a friend
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7/5/2017 8:37:27 AM
For many, hiring an attorney is a new, unfamiliar, and once-in-a-lifetime experience. Whether it’s your first time venturing into the legal world or you’ve had some past experience, the process of seeking legal counsel to meet a specific need can be overwhelming. Law practices are divided into several overlapping categories that collectively form a representative framework for society’s civil justice system. From business and personal injury to bankruptcy and real estate law to family and divorce cases, each lawyer has a defined niche that offers a refined skillset to potential clients. Here are six areas of the most common types of law practice.
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6/1/2017 12:18:28 PM
Oh, the dog days of summer vacation. Every parent knows the struggle. Time slows to a crawl. Boredom ensues. Suddenly, the swimming lessons, park play dates, and summer camps are not enough to satisfy the boundless energy of youngsters.
Posted by Victoria Hartley-Ellender | 0 Comment(s) | Submit comment | Tell a friend
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6/1/2017 12:15:40 PM
If you delight in perusing the clearance rack to score the best deals on those banana-yellow pumps you’ve had your eye on, and you loathe the thought of paying full price for most things (except for Community Coffee, because it’s just worth it), you may try working up the courage to haggle when you shop. 
Posted by Lauren Atterbery Cesar | 0 Comment(s) | Submit comment | Tell a friend
Categories: Finances
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6/1/2017 12:11:13 PM
It’s not unusual for careers to get off to wobbly starts as young people, hampered by their lack of experience and contacts, find it difficult to achieve a firm footing. For that reason, they should make it a goal to find mentors who could help guide them through the rough patches.
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5/4/2017 10:36:51 PM

So, you’re a smart, imaginative, persuasive millennial and – contrary to the bad rap your generation usually gets – you’re willing to work REALLY hard. You’re just waiting for all those boomers and Xers to get the heck out of the way so you can have your turn at the brass ring.


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5/4/2017 10:25:52 PM

No matter what your college major and desired career, jobs can be hard to come by. How do you break into an in-demand industry? According to entrepreneur Emily White, your dream career is within your reach. But if you want it, be ready to work for it. Internships can be a key step.


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4/5/2017 2:18:25 PM

A wise person once observed: it is not how much money you make, but how much you keep that matters. We earn reward points on our credit cards, store coupons on our phones, and search for bargains to "save” money. Why then do we resist calling on professionals who offer significant assistance that helps preserve more of our hard-earned money?



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4/5/2017 2:16:07 PM

Drive by any of Southwest Louisiana’s industrial plants and you’ll see enormous structures of steel and concrete. But what may not be so readily evident are the fingerprints of the company that designed and erected many parts of these plants.



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4/5/2017 2:11:52 PM
Paula Gant is a Sulphur hometown girl who, through hard work and steadfast confidence in her abilities, earned a PhD in economics from Auburn University and has had a remarkable career as an expert in the field.

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3/20/2017 4:00:43 PM